Valley Community Development Corporation
HUD-Approved Housing counseling agency
Valley Community Development Corporation is a HUD-approved housing counseling agency based in Northampton, MA providing independent housing counseling to renters, voucher holders, and homeowners.
Source: HUD Housing Counseling Agency directory (agency list vintage 2026-09) - call first to confirm hours, fees, and services.
Services offered
- Default / foreclosure counseling - help for homeowners facing mortgage default or foreclosure
- Fair housing / buying counseling - fair housing rights and homebuying support
- Non-delinquency post-purchase counseling - budgeting and upkeep help for current homeowners
- Predatory lending counseling - spotting and avoiding predatory loan terms
- Pre-purchase counseling - one-on-one homebuyer education before buying
- Pre-purchase workshops - group homebuyer education sessions
What housing counselors can help with
- Rental counseling and Section 8 / Housing Choice Voucher navigation
- Assistance finding and keeping affordable housing
- Homelessness prevention and eviction guidance
- Pre-purchase / homebuyer education and financial management
Getting help
Most HUD-approved housing counseling is free or low-cost. A counselor can explain the application process, help you gather documents, and point you to local housing authorities and open waiting lists - they cannot apply for you or move you up a waitlist.
Never pay anyone who promises a housing or waitlist spot - applications for subsidized housing are always free. This listing is informational; we are not affiliated with HUD or this agency.
Other housing counseling agencies in Massachusetts
- Act Lawrence, Inc Formerly Arlington Community Trabajando, Inc
- Action For Boston Community Development, Inc.
- Allston Brighton Community Development Corp.
- American Consumer Credit Counseling
- Asian Community Development Corporation
- Berkshire County Regional Housing Authority-H
- Cambridge Credit Counseling Corporation
- Catholic Charities Archdiocese Of Boston
- Catholic Social Services - Fall River
- Centro De Apoyo Familiar (caf)-MA