Credit.org - New Jersey Branch
HUD-Approved Housing counseling agency
Credit.org - New Jersey Branch is a HUD-approved housing counseling agency based in Roseland, NJ that provides rental housing counseling - help navigating Section 8 / Housing Choice Vouchers, tenant rights, and rent problems.
Source: HUD Housing Counseling Agency directory (agency list vintage 2026-09) - call first to confirm hours, fees, and services.
Services offered
- Rental counseling Rental housing counseling - help navigating Section 8 / Housing Choice Vouchers, tenant rights, and rent problems
- Default / foreclosure counseling - help for homeowners facing mortgage default or foreclosure
- Financial management / budget counseling - money management, budgeting, and debt guidance
- Pre-purchase counseling - one-on-one homebuyer education before buying
- Pre-purchase workshops - group homebuyer education sessions
- Reverse mortgage counseling - the counseling HUD requires before taking a reverse mortgage
What housing counselors can help with
- Rental counseling and Section 8 / Housing Choice Voucher navigation
- Assistance finding and keeping affordable housing
- Homelessness prevention and eviction guidance
- Pre-purchase / homebuyer education and financial management
Getting help
Most HUD-approved housing counseling is free or low-cost. A counselor can explain the application process, help you gather documents, and point you to local housing authorities and open waiting lists - they cannot apply for you or move you up a waitlist.
Never pay anyone who promises a housing or waitlist spot - applications for subsidized housing are always free. This listing is informational; we are not affiliated with HUD or this agency.
Other housing counseling agencies in New Jersey
- Affordable Housing Alliance, Inc.
- Catholic Charities Of The Archdiocese Of Newark
- CCCS Of Delaware Valley, Inc. DBA Clarifi
- Central Jersey Housing Resource Center, Inc.
- Consumer Credit And Budget Counseling, DBA National Foundation For Debt Management
- Consumer Credit And Budget Counseling, DBA National Foundation For Debt Management
- County Of Bergen, Department Of Human Services, Division Of Senior Services
- Fair Housing Council Of Northern New Jersey
- Financial Wellness Institute Inc
- Housing & Community Development Network Of New Jersey