Low Income & Subsidized Housing in Oswego, NY
There are 9 subsidized and income-restricted properties in Oswego with roughly 590 assisted units — including 9 project-based Section 8 buildings, 0 public housing developments, and 7 LIHTC tax-credit communities, according to HUD administrative data. Reported tenant-paid rents across these buildings range from about $370 to $465 per month.
Complete directory of subsidized housing in Oswego
| Property | Units | Avg rent | Reported wait |
|---|---|---|---|
| St Luke's Elderly Housing PB Section 8 | 100 | $465 | — |
| Lock 7 Apartments LIHTCPB Section 8 | 80 | — | — |
| Harbor View Square LIHTCPB Section 8 | 75 | — | — |
| East Lake Commons LIHTCPB Section 8 | 70 | — | — |
| Pontiac Terrace Apts PB Section 8 | 70 | $370 | — |
| Oswego Hamilton Homes Phase Ii LIHTCPB Section 8 | 58 | — | — |
| Oswego Hamilton Homes Phase Iii LIHTCPB Section 8 | 57 | — | — |
| Oswego Hamilton Homes Phase I LIHTCPB Section 8 | 54 | — | — |
| Seaway Lofts LIHTCPB Section 8 | 26 | — | — |
Section 8 apartments in Oswego (project-based)
These buildings carry HUD Section 8 contracts attached to the units — apply at each management office rather than through the voucher waitlist. How project-based Section 8 works →
| Property | Units | Avg rent | Reported wait |
|---|---|---|---|
| St Luke's Elderly Housing PB Section 8 | 100 | $465 | — |
| Lock 7 Apartments LIHTCPB Section 8 | 80 | — | — |
| Harbor View Square LIHTCPB Section 8 | 75 | — | — |
| East Lake Commons LIHTCPB Section 8 | 70 | — | — |
| Pontiac Terrace Apts PB Section 8 | 70 | $370 | — |
| Oswego Hamilton Homes Phase Ii LIHTCPB Section 8 | 58 | — | — |
| Oswego Hamilton Homes Phase Iii LIHTCPB Section 8 | 57 | — | — |
| Oswego Hamilton Homes Phase I LIHTCPB Section 8 | 54 | — | — |
| Seaway Lofts LIHTCPB Section 8 | 26 | — | — |
Voucher rent limits: Oswego County Fair Market Rents
Housing Choice Voucher payment standards in this area derive from HUD's FY2026 Fair Market Rents for Oswego County: studio $995, 1-BR $1,123, 2-BR $1,392, 3-BR $1,691, 4-BR $1,848.
Full FMR table for Oswego County →
How to apply for subsidized housing in Oswego
- Apply to buildings directly. Project-based Section 8, public housing, §202/§811 and LIHTC properties run their own waitlists — contact each office using the details on its page.
- Join voucher waitlists. Your regional housing authority administers Housing Choice Vouchers; ask about current openings and preferences. Step-by-step application guide →
- Document everything. ID, Social Security cards, birth certificates, and income proof speed up both paths.
- Stay reachable. Update your address everywhere — missed mail is the top reason applicants lose spots.
Nearby cities with low income housing
- Fulton, NY
- Phoenix, NY
- New York, NY
- Bronx, NY
- Brooklyn, NY
- Queens, NY
- Rochester, NY
- Buffalo, NY
- Staten Island, NY
- Syracuse, NY
- Yonkers, NY
- Albany, NY
Data: HUD Picture of Subsidized Households & LIHTC database (2024 vintage). Figures are administrative averages — confirm current availability with each property.