Fair Market Rents: Oswego County, NY (FY2026)
HUD's FY2026 Fair Market Rents for Oswego County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | NY median* |
|---|---|---|
| Studio (0-BR) | $995/mo | $1,008 (-1%) |
| 1 Bedroom | $1,123/mo | $1,118 (0%) |
| 2 Bedrooms | $1,392/mo | $1,373 (+1%) |
| 3 Bedrooms | $1,691/mo | $1,713 (-1%) |
| 4+ Bedrooms | $1,848/mo | $1,891 (-2%) |
*Median across all FMR-publishing counties in NY. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Oswego County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Oswego County
We track 22 assisted properties countywide:
| City | Properties | Assisted units |
|---|---|---|
| Fulton | 4 | 350 |
| Oswego | 9 | 590 |
| Phoenix | 3 | 88 |