Low Income & Subsidized Housing in Elkhart, IN
There are 24 subsidized and income-restricted properties in Elkhart with roughly 2,535 assisted units — including 11 project-based Section 8 buildings, 5 public housing developments, and 13 LIHTC tax-credit communities, according to HUD administrative data. Reported tenant-paid rents across these buildings range from about $201 to $439 per month. Median reported wait: about 48 months.
Map of subsidized housing in Elkhart
Complete directory of subsidized housing in Elkhart
| Property | Units | Avg rent | Reported wait |
|---|---|---|---|
| Washington Gardens Public Housing | 194 | $255 | 46 mo |
| North Lake Apts LIHTCPB Section 8 | 192 | — | — |
| Overlook LIHTCPB Section 8 | 188 | — | — |
| Stratford Commons PB Section 8 | 159 | $439 | — |
| Riverside Terrace Public Housing | 147 | $338 | 70 mo |
| Ashton Pines Phase I LIHTC | 144 | — | — |
| Ashton Pines Phase Ii LIHTCPB Section 8 | 144 | — | — |
| Carriage House Elkhart PB Section 8 | 136 | $257 | — |
| Hellenic Senior Living of Elkhart LIHTC | 136 | — | — |
| Waterfall Hi-rise Public Housing | 126 | $235 | 29 mo |
| Praire Village PB Section 8 | 120 | $201 | — |
| River Run Apartments LIHTC | 120 | — | — |
| Deer Creeke Apts I LIHTC | 108 | — | — |
| Rosedale Hi-rise Public Housing | 101 | $291 | 50 mo |
| Scattered Sites Public Housing | 98 | $339 | — |
| Cornerstone LIHTC | 83 | — | — |
| Town & Country Apartments LIHTCPB Section 8 | 72 | $319 | — |
| Deer Creeke Apts Ii LIHTC | 62 | — | — |
| Garden View Senior Apartments LIHTC | 55 | — | — |
| The Water Tower Place Apts LIHTCPB Section 8 | 44 | — | — |
| Oaklawn Apartments PB Section 8 | 35 | $257 | — |
| Roosevelt Center LIHTCPB Section 8 | 35 | — | — |
| Carriage House Apartments PB Section 8 | 24 | $283 | — |
| Oakland Estates §811 | 12 | $218 | — |
Section 8 apartments in Elkhart (project-based)
These buildings carry HUD Section 8 contracts attached to the units — apply at each management office rather than through the voucher waitlist. How project-based Section 8 works →
| Property | Units | Avg rent | Reported wait |
|---|---|---|---|
| North Lake Apts LIHTCPB Section 8 | 192 | — | — |
| Overlook LIHTCPB Section 8 | 188 | — | — |
| Stratford Commons PB Section 8 | 159 | $439 | — |
| Ashton Pines Phase Ii LIHTCPB Section 8 | 144 | — | — |
| Carriage House Elkhart PB Section 8 | 136 | $257 | — |
| Praire Village PB Section 8 | 120 | $201 | — |
| Town & Country Apartments LIHTCPB Section 8 | 72 | $319 | — |
| The Water Tower Place Apts LIHTCPB Section 8 | 44 | — | — |
| Oaklawn Apartments PB Section 8 | 35 | $257 | — |
| Roosevelt Center LIHTCPB Section 8 | 35 | — | — |
| Carriage House Apartments PB Section 8 | 24 | $283 | — |
Public housing developments in Elkhart
Rents here are set at about 30% of household income and managed by the local housing authority. About the public housing program →
| Property | Units | Avg rent | Reported wait |
|---|---|---|---|
| Washington Gardens Public Housing | 194 | $255 | 46 mo |
| Riverside Terrace Public Housing | 147 | $338 | 70 mo |
| Waterfall Hi-rise Public Housing | 126 | $235 | 29 mo |
| Rosedale Hi-rise Public Housing | 101 | $291 | 50 mo |
| Scattered Sites Public Housing | 98 | $339 | — |
LIHTC & affordable tax-credit apartments in Elkhart
Tax-credit units rent below market rate for households within income bands (often 30–60% of Area Median Income). Understanding LIHTC →
| Property | Units | Avg rent | Reported wait |
|---|---|---|---|
| Ashton Pines Phase I LIHTC | 144 | — | — |
| Hellenic Senior Living of Elkhart LIHTC | 136 | — | — |
| River Run Apartments LIHTC | 120 | — | — |
| Deer Creeke Apts I LIHTC | 108 | — | — |
| Cornerstone LIHTC | 83 | — | — |
| Deer Creeke Apts Ii LIHTC | 62 | — | — |
| Garden View Senior Apartments LIHTC | 55 | — | — |
Voucher rent limits: Elkhart County Fair Market Rents
Housing Choice Voucher payment standards in this area derive from HUD's FY2026 Fair Market Rents for Elkhart County: studio $968, 1-BR $992, 2-BR $1,183, 3-BR $1,553, 4-BR $1,581.
Full FMR table for Elkhart County →
How to apply for subsidized housing in Elkhart
- Apply to buildings directly. Project-based Section 8, public housing, §202/§811 and LIHTC properties run their own waitlists — contact each office using the details on its page.
- Join voucher waitlists. Your regional housing authority administers Housing Choice Vouchers; ask about current openings and preferences. Step-by-step application guide →
- Document everything. ID, Social Security cards, birth certificates, and income proof speed up both paths.
- Stay reachable. Update your address everywhere — missed mail is the top reason applicants lose spots.
Nearby cities with low income housing
- Goshen, IN
- Nappanee, IN
- Scattered, IN
- Indianapolis, IN
- Fort Wayne, IN
- Gary, IN
- Evansville, IN
- South Bend, IN
- Bloomington, IN
- Lafayette, IN
- Kokomo, IN
- Muncie, IN
Data: HUD Picture of Subsidized Households & LIHTC database (2024 vintage). Figures are administrative averages — confirm current availability with each property.