Fair Market Rents: Elkhart County, IN (FY2026)
HUD's FY2026 Fair Market Rents for Elkhart County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | IN median* |
|---|---|---|
| Studio (0-BR) | $968/mo | $768 (+26%) |
| 1 Bedroom | $992/mo | $824 (+20%) |
| 2 Bedrooms | $1,183/mo | $1,009 (+17%) |
| 3 Bedrooms | $1,553/mo | $1,330 (+17%) |
| 4+ Bedrooms | $1,581/mo | $1,535 (+3%) |
*Median across all FMR-publishing counties in IN. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Elkhart County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Elkhart County
We track 41 assisted properties countywide:
| City | Properties | Assisted units |
|---|---|---|
| Elkhart | 24 | 2,535 |
| Goshen | 10 | 647 |
| Nappanee | 3 | 70 |
| Scattered | 18 | 2,009 |