Low Income & Subsidized Housing in Two Harbors, MN

There are 3 subsidized and income-restricted properties in Two Harbors with roughly 139 assisted units — including 2 project-based Section 8 buildings, 1 public housing developments, and 0 LIHTC tax-credit communities, according to HUD administrative data. Reported tenant-paid rents across these buildings range from about $330 to $461 per month.

3
assisted properties
139
subsidized units
$396
typical rent
median wait

Map of subsidized housing in Two Harbors

Complete directory of subsidized housing in Two Harbors

PropertyUnitsAvg rentReported wait
Two Harbors Hra Public Housing 58$433
Harbor Point PB Section 8 41$461
Rustic Creek Townhomes PB Section 8 40$330

Section 8 apartments in Two Harbors (project-based)

These buildings carry HUD Section 8 contracts attached to the units — apply at each management office rather than through the voucher waitlist. How project-based Section 8 works →

PropertyUnitsAvg rentReported wait
Harbor Point PB Section 8 41$461
Rustic Creek Townhomes PB Section 8 40$330

Public housing developments in Two Harbors

Rents here are set at about 30% of household income and managed by the local housing authority. About the public housing program →

PropertyUnitsAvg rentReported wait
Two Harbors Hra Public Housing 58$433

Voucher rent limits: Lake County Fair Market Rents

Housing Choice Voucher payment standards in this area derive from HUD's FY2026 Fair Market Rents for Lake County: studio $880, 1-BR $973, 2-BR $1,277, 3-BR $1,531, 4-BR $1,869.

Full FMR table for Lake County →

How to apply for subsidized housing in Two Harbors

  1. Apply to buildings directly. Project-based Section 8, public housing, §202/§811 and LIHTC properties run their own waitlists — contact each office using the details on its page.
  2. Join voucher waitlists. Your regional housing authority administers Housing Choice Vouchers; ask about current openings and preferences. Step-by-step application guide →
  3. Document everything. ID, Social Security cards, birth certificates, and income proof speed up both paths.
  4. Stay reachable. Update your address everywhere — missed mail is the top reason applicants lose spots.

Nearby cities with low income housing

Data: HUD Picture of Subsidized Households & LIHTC database (2024 vintage). Figures are administrative averages — confirm current availability with each property.