Low Income & Subsidized Housing in Spindale, NC
There are 5 subsidized and income-restricted properties in Spindale with roughly 210 assisted units — including 4 project-based Section 8 buildings, 0 public housing developments, and 4 LIHTC tax-credit communities, according to HUD administrative data.
Map of subsidized housing in Spindale
Complete directory of subsidized housing in Spindale
| Property | Units | Avg rent | Reported wait |
|---|---|---|---|
| Sterling Oaks Apartments LIHTCPB Section 8 | 56 | — | — |
| Timber Ridge LIHTCPB Section 8 | 50 | — | — |
| Creekside Crossing Apartments LIHTCPB Section 8 | 48 | — | — |
| Emerald Villas LIHTCPB Section 8 | 46 | — | — |
| Cac of Rutherford County #2 §811 | 10 | — | — |
Section 8 apartments in Spindale (project-based)
These buildings carry HUD Section 8 contracts attached to the units — apply at each management office rather than through the voucher waitlist. How project-based Section 8 works →
| Property | Units | Avg rent | Reported wait |
|---|---|---|---|
| Sterling Oaks Apartments LIHTCPB Section 8 | 56 | — | — |
| Timber Ridge LIHTCPB Section 8 | 50 | — | — |
| Creekside Crossing Apartments LIHTCPB Section 8 | 48 | — | — |
| Emerald Villas LIHTCPB Section 8 | 46 | — | — |
Voucher rent limits: Rutherford County Fair Market Rents
Housing Choice Voucher payment standards in this area derive from HUD's FY2026 Fair Market Rents for Rutherford County: studio $801, 1-BR $806, 2-BR $925, 3-BR $1,275, 4-BR $1,332.
Full FMR table for Rutherford County →
How to apply for subsidized housing in Spindale
- Apply to buildings directly. Project-based Section 8, public housing, §202/§811 and LIHTC properties run their own waitlists — contact each office using the details on its page.
- Join voucher waitlists. Your regional housing authority administers Housing Choice Vouchers; ask about current openings and preferences. Step-by-step application guide →
- Document everything. ID, Social Security cards, birth certificates, and income proof speed up both paths.
- Stay reachable. Update your address everywhere — missed mail is the top reason applicants lose spots.
Nearby cities with low income housing
- Forest City, NC
- Rutherfordton, NC
- Charlotte, NC
- Raleigh, NC
- Durham, NC
- Winston Salem, NC
- Greensboro, NC
- Fayetteville, NC
- Wilmington, NC
- Goldsboro, NC
- High Point, NC
- Asheville, NC
Data: HUD Picture of Subsidized Households & LIHTC database (2024 vintage). Figures are administrative averages — confirm current availability with each property.