Low Income & Subsidized Housing in Cumberland, MD
There are 20 subsidized and income-restricted properties in Cumberland with roughly 1,284 assisted units — including 9 project-based Section 8 buildings, 4 public housing developments, and 12 LIHTC tax-credit communities, according to HUD administrative data. Reported tenant-paid rents across these buildings range from about $274 to $483 per month. Median reported wait: about 11 months.
Map of subsidized housing in Cumberland
Complete directory of subsidized housing in Cumberland
| Property | Units | Avg rent | Reported wait |
|---|---|---|---|
| Jane Frazier Village Public Housing | 125 | $306 | 5 mo |
| Mountain View Tower Aka Booth Tower PB Section 8 | 114 | $332 | — |
| William Booth Tower LIHTCPB Section 8 | 114 | — | — |
| Old Towne Manor LIHTCPB Section 8 | 104 | $357 | — |
| Cumberland Manor PB Section 8 | 101 | $373 | — |
| Jfk Apartments PB Section 8 | 100 | $274 | — |
| Queen City Towers Public Housing | 95 | $310 | 11 mo |
| River Bend Court LIHTCPB Section 8 | 77 | $348 | — |
| The Cascades LIHTC | 71 | — | — |
| Cumberland Arms LIHTCPB Section 8 | 69 | $377 | — |
| Cumberland Meadows LIHTC | 64 | — | — |
| Klot's Mill Lofts LIHTCPB Section 8 | 50 | — | — |
| Baltimore Avenue Apts LIHTC | 41 | — | — |
| Allegany Junctions LIHTC | 40 | — | — |
| Orchard Mews Apts LIHTC | 32 | — | — |
| Gateway Town Homes LIHTC | 30 | — | — |
| Banneker Gardens Public Housing | 25 | $483 | 14 mo |
| Cumberland Family Homes Ii LIHTC | 25 | — | — |
| Washington-allegany Residences Ii PB Section 8 | 6 | — | — |
| Frederick Street Unit Public Housing | 1 | — | — |
Section 8 apartments in Cumberland (project-based)
These buildings carry HUD Section 8 contracts attached to the units — apply at each management office rather than through the voucher waitlist. How project-based Section 8 works →
| Property | Units | Avg rent | Reported wait |
|---|---|---|---|
| Mountain View Tower Aka Booth Tower PB Section 8 | 114 | $332 | — |
| William Booth Tower LIHTCPB Section 8 | 114 | — | — |
| Old Towne Manor LIHTCPB Section 8 | 104 | $357 | — |
| Cumberland Manor PB Section 8 | 101 | $373 | — |
| Jfk Apartments PB Section 8 | 100 | $274 | — |
| River Bend Court LIHTCPB Section 8 | 77 | $348 | — |
| Cumberland Arms LIHTCPB Section 8 | 69 | $377 | — |
| Klot's Mill Lofts LIHTCPB Section 8 | 50 | — | — |
| Washington-allegany Residences Ii PB Section 8 | 6 | — | — |
Public housing developments in Cumberland
Rents here are set at about 30% of household income and managed by the local housing authority. About the public housing program →
| Property | Units | Avg rent | Reported wait |
|---|---|---|---|
| Jane Frazier Village Public Housing | 125 | $306 | 5 mo |
| Queen City Towers Public Housing | 95 | $310 | 11 mo |
| Banneker Gardens Public Housing | 25 | $483 | 14 mo |
| Frederick Street Unit Public Housing | 1 | — | — |
LIHTC & affordable tax-credit apartments in Cumberland
Tax-credit units rent below market rate for households within income bands (often 30–60% of Area Median Income). Understanding LIHTC →
| Property | Units | Avg rent | Reported wait |
|---|---|---|---|
| The Cascades LIHTC | 71 | — | — |
| Cumberland Meadows LIHTC | 64 | — | — |
| Baltimore Avenue Apts LIHTC | 41 | — | — |
| Allegany Junctions LIHTC | 40 | — | — |
| Orchard Mews Apts LIHTC | 32 | — | — |
| Gateway Town Homes LIHTC | 30 | — | — |
| Cumberland Family Homes Ii LIHTC | 25 | — | — |
Voucher rent limits: Allegany County Fair Market Rents
Housing Choice Voucher payment standards in this area derive from HUD's FY2026 Fair Market Rents for Allegany County: studio $694, 1-BR $823, 2-BR $973, 3-BR $1,333, 4-BR $1,452.
Full FMR table for Allegany County →
How to apply for subsidized housing in Cumberland
- Apply to buildings directly. Project-based Section 8, public housing, §202/§811 and LIHTC properties run their own waitlists — contact each office using the details on its page.
- Join voucher waitlists. Your regional housing authority administers Housing Choice Vouchers; ask about current openings and preferences. Step-by-step application guide →
- Document everything. ID, Social Security cards, birth certificates, and income proof speed up both paths.
- Stay reachable. Update your address everywhere — missed mail is the top reason applicants lose spots.
Nearby cities with low income housing
- Frostburg, MD
- Baltimore, MD
- Silver Spring, MD
- Frederick, MD
- Annapolis, MD
- Rockville, MD
- Hagerstown, MD
- Salisbury, MD
- Columbia, MD
- Edgewood, MD
- Glen Burnie, MD
- Gaithersburg, MD
Data: HUD Picture of Subsidized Households & LIHTC database (2024 vintage). Figures are administrative averages — confirm current availability with each property.