Banneker Gardens Public Housing Cumberland, MD
Profile last updated · Data vintage: HUD FY2025
Banneker Gardens is a Public Housing community in Cumberland, MD with 25 units reporting 96% occupancy. Assisted residents pay about $483/month on average. The property reported a typical wait of roughly 14 months.
25
total units
96%
occupancy
$483
avg resident rent
14 mo
reported wait
Resident & program facts (HUD-reported)
| Program(s) | Public Housing |
|---|---|
| Address | 326 Frederick St, Cumberland, MD 21502 Map → |
| Average household income | $20,775/yr |
| Average personal income | $6,080/yr |
| People per unit | 3.4 |
| Moved in within last year | 25% |
| Households below 30% AMI | 67% |
| Households below 50% AMI | 92% |
How to apply at Banneker Gardens
Public housing: owned by the local housing authority, with rents set at about 30% of household income. Apply through the authority.
- Call or visit the management office at 326 Frederick St, Cumberland; ask if the waitlist is open and request an application.
- Gather ID, Social Security cards, birth certificates, and proof of all income. Applications are always free.
- Claim eligible preferences (homelessness, veteran, local residency) with documentation.
- Respond fast to interview letters; verify rent expectations against your budget (~$483/mo average here).
Other subsidized housing in Cumberland
- Jane Frazier Village Public Housing
- Mountain View Tower Aka Booth Tower PB Section 8
- William Booth Tower LIHTCPB Section 8
- Old Towne Manor LIHTCPB Section 8
- Cumberland Manor PB Section 8
- Jfk Apartments PB Section 8
- Queen City Towers Public Housing
- River Bend Court LIHTCPB Section 8
- The Cascades LIHTC
- Cumberland Arms LIHTCPB Section 8
Nearby subsidized housing (within ~10 km)
| Property | Location | Distance |
|---|---|---|
| Allegany Junctions LIHTC | Cumberland | 0.8 km |
| Baltimore Avenue Apts LIHTC | Cumberland | 1.1 km |
| Magnolia Greene LIHTC | Lavale | 1.4 km |
| Washington-allegany Residences Ii PB Section 8 | Cumberland | 1.4 km |
| Frederick Street Unit Public Housing | Cumberland | 1.4 km |
| Klot's Mill Lofts LIHTCPB Section 8 | Cumberland | 2.2 km |
| Gateway Town Homes LIHTC | Cumberland | 3.4 km |
← All subsidized housing in Cumberland
Frequently asked questions
What kind of subsidy does Banneker Gardens have?
Public Housing. Public housing: owned by the local housing authority, with rents set at about 30% of household income. Apply through the authority.
How much is rent at Banneker Gardens?
Residents report average rents near $483/month in HUD administrative data. Under most federal programs you pay roughly 30% of adjusted income — your actual amount depends on household income and unit size.
How do I apply at Banneker Gardens?
Contact the management office at 326 Frederick St in Cumberland. Ask whether the waitlist is open, request an application, and claim any preferences you qualify for. There is never a fee to apply for HUD-subsidized housing.