Low Income & Subsidized Housing in Covington, KY
There are 40 subsidized and income-restricted properties in Covington with roughly 1,850 assisted units — including 8 project-based Section 8 buildings, 9 public housing developments, and 24 LIHTC tax-credit communities, according to HUD administrative data. Reported tenant-paid rents across these buildings range from about $214 to $524 per month. Median reported wait: about 14 months.
Map of subsidized housing in Covington
Complete directory of subsidized housing in Covington
Section 8 apartments in Covington (project-based)
These buildings carry HUD Section 8 contracts attached to the units — apply at each management office rather than through the voucher waitlist. How project-based Section 8 works →
| Property | Units | Avg rent | Reported wait |
|---|---|---|---|
| Cambridge Square Apartments (004) PB Section 8 | 199 | $271 | — |
| The Colony PB Section 8 | 136 | $406 | — |
| Hathaway Court Apartments PB Section 8 | 124 | $373 | — |
| Lasalette Gardens Apartments LIHTCPB Section 8 | 76 | $362 | — |
| St. Aloysius Apartments PB Section 8 | 48 | $333 | — |
| Wh Mainstrasse PB Section 8 | 40 | $214 | — |
| Covington Hope Apartments PB Section 8 | 30 | $319 | — |
| Gardens at Greenup LIHTCPB Section 8 | 20 | $289 | — |
Public housing developments in Covington
Rents here are set at about 30% of household income and managed by the local housing authority. About the public housing program →
| Property | Units | Avg rent | Reported wait |
|---|---|---|---|
| Latonia Terrace Public Housing | 235 | $393 | 9 mo |
| Golden Tower Public Housing | 155 | $345 | 14 mo |
| Rivers Edge at Eastside Pointe Public Housing | 43 | $411 | 56 mo |
| New Site Properties Public Housing | 19 | $524 | 5 mo |
| Emery Public Housing | 12 | $366 | 21 mo |
| Eastside Revitalization 2 Public Housing | 8 | — | — |
| Academy Flats Public Housing | 6 | — | — |
| Eastside Revitalization 1 Public Housing | 6 | — | — |
| Eastside Revitalization 3 Public Housing | 6 | — | — |
LIHTC & affordable tax-credit apartments in Covington
Tax-credit units rent below market rate for households within income bands (often 30–60% of Area Median Income). Understanding LIHTC →
| Property | Units | Avg rent | Reported wait |
|---|---|---|---|
| Rivers Edge at Eastside Pointe - Fka Jacob Price LIHTC | 120 | — | — |
| Panorama Apartments East LIHTC | 104 | — | — |
| St. Aloysius - St. Clair LIHTC | 48 | — | — |
| Lincoln Grant Scholar House LIHTC | 45 | — | — |
| Wh Mainstrasse I LIHTC | 41 | — | — |
| Eastside Revitilization Ii LIHTC | 33 | — | — |
| Eastside Revitalization Lll LIHTC | 31 | — | — |
| Lookout Ridge LIHTC | 30 | — | — |
| 14 W 10th St LIHTC | 26 | — | — |
| Academy Flats Senior Housing LIHTC | 26 | — | — |
| Thomas Edison School Apartments LIHTC | 26 | — | — |
| Eastside Revitalization I LIHTC | 24 | — | — |
| Anawim Project LIHTC | 21 | — | — |
| Brighton Row Apts Ii LIHTC | 20 | — | — |
| Greenup Haus LIHTC | 19 | — | — |
Voucher rent limits: Kenton County Fair Market Rents
Housing Choice Voucher payment standards in this area derive from HUD's FY2026 Fair Market Rents for Kenton County: studio $958, 1-BR $1,051, 2-BR $1,353, 3-BR $1,785, 4-BR $1,976.
Full FMR table for Kenton County →
How to apply for subsidized housing in Covington
- Apply to buildings directly. Project-based Section 8, public housing, §202/§811 and LIHTC properties run their own waitlists — contact each office using the details on its page.
- Join voucher waitlists. Your regional housing authority administers Housing Choice Vouchers; ask about current openings and preferences. Step-by-step application guide →
- Document everything. ID, Social Security cards, birth certificates, and income proof speed up both paths.
- Stay reachable. Update your address everywhere — missed mail is the top reason applicants lose spots.
Nearby cities with low income housing
- Erlanger, KY
- Independence, KY
- Louisville, KY
- Lexington, KY
- Bowling Green, KY
- Paducah, KY
- Owensboro, KY
- Henderson, KY
- Ashland, KY
- Corbin, KY
- Frankfort, KY
- Florence, KY
Data: HUD Picture of Subsidized Households & LIHTC database (2024 vintage). Figures are administrative averages — confirm current availability with each property.