Fair Market Rents: Effingham County, GA (FY2026)
HUD's FY2026 Fair Market Rents for Effingham County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | GA median* |
|---|---|---|
| Studio (0-BR) | $1,455/mo | $828 (+76%) |
| 1 Bedroom | $1,533/mo | $888 (+73%) |
| 2 Bedrooms | $1,680/mo | $1,074 (+56%) |
| 3 Bedrooms | $2,235/mo | $1,360 (+64%) |
| 4+ Bedrooms | $2,547/mo | $1,632 (+56%) |
*Median across all FMR-publishing counties in GA. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Effingham County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Effingham County
We track 11 assisted properties countywide:
| City | Properties | Assisted units |
|---|---|---|
| Rincon | 10 | 585 |