Low Income & Subsidized Housing in Coldwater, MI
There are 14 subsidized and income-restricted properties in Coldwater with roughly 551 assisted units — including 5 project-based Section 8 buildings, 0 public housing developments, and 9 LIHTC tax-credit communities, according to HUD administrative data. Reported tenant-paid rents across these buildings range from about $307 to $352 per month.
Map of subsidized housing in Coldwater
Complete directory of subsidized housing in Coldwater
| Property | Units | Avg rent | Reported wait |
|---|---|---|---|
| Whispering Pines Apts Phase I LIHTC | 112 | — | — |
| Englewood Apts. PB Section 8 | 96 | $342 | — |
| Lofts at Milnes Plaza, the LIHTCPB Section 8 | 50 | — | — |
| Old Mill Race LIHTCPB Section 8 | 48 | — | — |
| Whispering Pines Apts Phase Ii LIHTC | 44 | — | — |
| Coldwater Crossings Apts LIHTC | 38 | — | — |
| Halcyon Point / Coldwater Crossing PB Section 8 | 37 | $342 | — |
| Country Knoll LIHTC | 32 | — | — |
| Canterbury Gardens Associates PB Section 8 | 30 | $307 | — |
| Tibbitts Greene LIHTC | 24 | — | — |
| Horizon Apartments §811 | 18 | $352 | — |
| Meadow View Senior LIHTC | 16 | — | — |
| Laura's Place LIHTC | 6 | — | — |
| The Lofts at Milnes §811 PRA | 0 | — | — |
Section 8 apartments in Coldwater (project-based)
These buildings carry HUD Section 8 contracts attached to the units — apply at each management office rather than through the voucher waitlist. How project-based Section 8 works →
| Property | Units | Avg rent | Reported wait |
|---|---|---|---|
| Englewood Apts. PB Section 8 | 96 | $342 | — |
| Lofts at Milnes Plaza, the LIHTCPB Section 8 | 50 | — | — |
| Old Mill Race LIHTCPB Section 8 | 48 | — | — |
| Halcyon Point / Coldwater Crossing PB Section 8 | 37 | $342 | — |
| Canterbury Gardens Associates PB Section 8 | 30 | $307 | — |
LIHTC & affordable tax-credit apartments in Coldwater
Tax-credit units rent below market rate for households within income bands (often 30–60% of Area Median Income). Understanding LIHTC →
| Property | Units | Avg rent | Reported wait |
|---|---|---|---|
| Whispering Pines Apts Phase I LIHTC | 112 | — | — |
| Whispering Pines Apts Phase Ii LIHTC | 44 | — | — |
| Coldwater Crossings Apts LIHTC | 38 | — | — |
| Country Knoll LIHTC | 32 | — | — |
| Tibbitts Greene LIHTC | 24 | — | — |
| Meadow View Senior LIHTC | 16 | — | — |
| Laura's Place LIHTC | 6 | — | — |
Voucher rent limits: Branch County Fair Market Rents
Housing Choice Voucher payment standards in this area derive from HUD's FY2026 Fair Market Rents for Branch County: studio $689, 1-BR $840, 2-BR $973, 3-BR $1,324, 4-BR $1,329.
Full FMR table for Branch County →
How to apply for subsidized housing in Coldwater
- Apply to buildings directly. Project-based Section 8, public housing, §202/§811 and LIHTC properties run their own waitlists — contact each office using the details on its page.
- Join voucher waitlists. Your regional housing authority administers Housing Choice Vouchers; ask about current openings and preferences. Step-by-step application guide →
- Document everything. ID, Social Security cards, birth certificates, and income proof speed up both paths.
- Stay reachable. Update your address everywhere — missed mail is the top reason applicants lose spots.
Nearby cities with low income housing
- Bronson, MI
- Detroit, MI
- Grand Rapids, MI
- Flint, MI
- Kalamazoo, MI
- Lansing, MI
- Pontiac, MI
- Saginaw, MI
- Ypsilanti, MI
- Jackson, MI
- Benton Harbor, MI
- Muskegon, MI
Data: HUD Picture of Subsidized Households & LIHTC database (2024 vintage). Figures are administrative averages — confirm current availability with each property.