Low Income & Subsidized Housing in Chattanooga, TN

There are 69 subsidized and income-restricted properties in Chattanooga with roughly 6,278 assisted units — including 45 project-based Section 8 buildings, 7 public housing developments, and 37 LIHTC tax-credit communities, according to HUD administrative data. Reported tenant-paid rents across these buildings range from about $164 to $502 per month. Median reported wait: about 51 months.

69
assisted properties
6,278
subsidized units
$333
typical rent
51 mo
median wait

Map of subsidized housing in Chattanooga

Complete directory of subsidized housing in Chattanooga

PropertyUnitsAvg rentReported wait
College Hill Public Housing 495$259
East Lake Courts Public Housing 410$255 51 mo
Emma Wheeler Homes Public Housing 336$279 41 mo
Boynton Terrace PB Section 8 248$333
The Reserve at Mountain Pass LIHTC 240
Patten Towers LIHTCPB Section 8 221$268
Jaycee Tower LIHTCPB Section 8 202
Cromwell Hills LIHTC 200
The Villages at Alton Park Public Housing 200$375 86 mo
Chestnut Flats LIHTC 199
Bayberry Apartments LIHTCPB Section 8 163$164
Boynton Overlook LIHTCPB Section 8 160
Mary Walker Towers PB Section 8 153$331
Rainbow Creek Apts LIHTCPB Section 8 150
River View Towers PB Section 8 138$348
Dogwood Apartments PB Section 8 136$352
Gateway Towers Public Housing 130
Silvertree Seniors Chattanooga Apar PB Section 8 124$394
Ridgeway Apts PB Section 8 120$339
Whiteside Faith Manor PB Section 8 117$343
Campbell Ridge LIHTCPB Section 8 115$283
Emerald Villages PB Section 8 111$358
Hixson Court Apts LIHTCPB Section 8 108
Villages at Alton Park Phase Iii LIHTCPB Section 8 102
Villages at Alton Park Phase Ii LIHTCPB Section 8 101
Eastwood Manor PB Section 8 98$418
Greenwood Terrace LIHTCPB Section 8 98$388
Cummings Place Apts LIHTCPB Section 8 92
Alton Place Apts LIHTCPB Section 8 88
Highlands Apts LIHTCPB Section 8 72
Villages at Alton Park Phase I LIHTCPB Section 8 72
Stoneridge Park Apts LIHTCPB Section 8 70
Granite Heights LIHTCPB Section 8 60
Johnson Apts LIHTCPB Section 8 57
Timber Ridge Cooperative I PB Section 8 52
Maple Hill Apts LIHTCPB Section 8 48
Alexian Court Apts LIHTCPB Section 8 47
Orange Grove I PB Section 8 45$360
Emerald Villages - Missionary Heights LIHTC 44
Orchard Knob Apartments §202 Senior 43$395
Dodson Avenue Apts LIHTCPB Section 8 40
The Oaks at Camden Public Housing 37$307 55 mo
Cne Affordable Housing LIHTC 36
Grand Hotel LIHTCPB Section 8 36
Maple Hills Apartments Public Housing 33$502 34 mo
Hillsdale Place Apts LIHTCPB Section 8 32
Orange Grove Ii PB Section 8 32$356
The Overlook Apartments PB Section 8 32$426
Timber Ridge Cooperative Ii PB Section 8 32
Emerald Villages - Glenwood East LIHTC 29
Emerald Villages - Woodside LIHTC 24
Cne Affordable Housing Vii LIHTCPB Section 8 20
Fifth Street Rental LIHTCPB Section 8 20
Mitchell & Read Quads LIHTCPB Section 8 20
Oxford Place Apartments, Inc. §811 20$279
Fairmount Apartments PB Section 8 18$335
Hill City Rental LIHTCPB Section 8 18
Hill City Terrace LIHTCPB Section 8 18
Woodlawn Apartments, Inc. §811 16$363
Emerald Villages - Glenwood North LIHTC 14
Fort Negley Apts Phase I LIHTCPB Section 8 13
Ogd #7 §811 12
Carr Street Apts LIHTC 11
Walden Group Home PB Section 8 10
Ogd #4 §811 8
Ogd #5 §811 8
Ogd #6 §811 8
Orange Grove Development No. Two PB Section 8 8
Woodhaven Apartments, Inc. §811 8

Section 8 apartments in Chattanooga (project-based)

These buildings carry HUD Section 8 contracts attached to the units — apply at each management office rather than through the voucher waitlist. How project-based Section 8 works →

PropertyUnitsAvg rentReported wait
Boynton Terrace PB Section 8 248$333
Patten Towers LIHTCPB Section 8 221$268
Jaycee Tower LIHTCPB Section 8 202
Bayberry Apartments LIHTCPB Section 8 163$164
Boynton Overlook LIHTCPB Section 8 160
Mary Walker Towers PB Section 8 153$331
Rainbow Creek Apts LIHTCPB Section 8 150
River View Towers PB Section 8 138$348
Dogwood Apartments PB Section 8 136$352
Silvertree Seniors Chattanooga Apar PB Section 8 124$394
Ridgeway Apts PB Section 8 120$339
Whiteside Faith Manor PB Section 8 117$343
Campbell Ridge LIHTCPB Section 8 115$283
Emerald Villages PB Section 8 111$358
Hixson Court Apts LIHTCPB Section 8 108

Public housing developments in Chattanooga

Rents here are set at about 30% of household income and managed by the local housing authority. About the public housing program →

PropertyUnitsAvg rentReported wait
College Hill Public Housing 495$259
East Lake Courts Public Housing 410$255 51 mo
Emma Wheeler Homes Public Housing 336$279 41 mo
The Villages at Alton Park Public Housing 200$375 86 mo
Gateway Towers Public Housing 130
The Oaks at Camden Public Housing 37$307 55 mo
Maple Hills Apartments Public Housing 33$502 34 mo

LIHTC & affordable tax-credit apartments in Chattanooga

Tax-credit units rent below market rate for households within income bands (often 30–60% of Area Median Income). Understanding LIHTC →

PropertyUnitsAvg rentReported wait
The Reserve at Mountain Pass LIHTC 240
Cromwell Hills LIHTC 200
Chestnut Flats LIHTC 199
Emerald Villages - Missionary Heights LIHTC 44
Cne Affordable Housing LIHTC 36
Emerald Villages - Glenwood East LIHTC 29
Emerald Villages - Woodside LIHTC 24
Emerald Villages - Glenwood North LIHTC 14
Carr Street Apts LIHTC 11

Voucher rent limits: Hamilton County Fair Market Rents

Housing Choice Voucher payment standards in this area derive from HUD's FY2026 Fair Market Rents for Hamilton County: studio $1,211, 1-BR $1,263, 2-BR $1,390, 3-BR $1,734, 4-BR $1,853.

Full FMR table for Hamilton County →

How to apply for subsidized housing in Chattanooga

  1. Apply to buildings directly. Project-based Section 8, public housing, §202/§811 and LIHTC properties run their own waitlists — contact each office using the details on its page.
  2. Join voucher waitlists. Your regional housing authority administers Housing Choice Vouchers; ask about current openings and preferences. Step-by-step application guide →
  3. Document everything. ID, Social Security cards, birth certificates, and income proof speed up both paths.
  4. Stay reachable. Update your address everywhere — missed mail is the top reason applicants lose spots.

Nearby cities with low income housing

Data: HUD Picture of Subsidized Households & LIHTC database (2024 vintage). Figures are administrative averages — confirm current availability with each property.