Fair Market Rents: Winnebago County, IL (FY2026)
HUD's FY2026 Fair Market Rents for Winnebago County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | IL median* |
|---|---|---|
| Studio (0-BR) | $810/mo | $694 (+17%) |
| 1 Bedroom | $895/mo | $789 (+13%) |
| 2 Bedrooms | $1,175/mo | $954 (+23%) |
| 3 Bedrooms | $1,555/mo | $1,271 (+22%) |
| 4+ Bedrooms | $1,594/mo | $1,449 (+10%) |
*Median across all FMR-publishing counties in IL. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Winnebago County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Winnebago County
We track 64 assisted properties countywide:
| City | Properties | Assisted units |
|---|---|---|
| Loves Park | 4 | 214 |
| Pecatonica | 3 | 44 |
| Rockford | 60 | 4,596 |