Fair Market Rents: St. Louis County, MN (FY2026)
HUD's FY2026 Fair Market Rents for St. Louis County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | MN median* |
|---|---|---|
| Studio (0-BR) | $849/mo | $727 (+17%) |
| 1 Bedroom | $978/mo | $833 (+17%) |
| 2 Bedrooms | $1,232/mo | $999 (+23%) |
| 3 Bedrooms | $1,689/mo | $1,353 (+25%) |
| 4+ Bedrooms | $2,067/mo | $1,573 (+31%) |
*Median across all FMR-publishing counties in MN. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in St. Louis County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in St. Louis County
We track 98 assisted properties countywide:
| City | Properties | Assisted units |
|---|---|---|
| Chisholm | 3 | 166 |
| Duluth | 56 | 2,537 |
| Ely | 4 | 222 |
| Eveleth | 3 | 100 |
| Hibbing | 14 | 811 |
| Virginia | 6 | 522 |