Fair Market Rents: Spencer County, KY (FY2026)
HUD's FY2026 Fair Market Rents for Spencer County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | KY median* |
|---|---|---|
| Studio (0-BR) | $966/mo | $662 (+46%) |
| 1 Bedroom | $1,047/mo | $759 (+38%) |
| 2 Bedrooms | $1,272/mo | $904 (+41%) |
| 3 Bedrooms | $1,625/mo | $1,204 (+35%) |
| 4+ Bedrooms | $1,891/mo | $1,341 (+41%) |
*Median across all FMR-publishing counties in KY. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Spencer County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Spencer County
We track 5 assisted properties countywide:
| City | Properties | Assisted units |
|---|---|---|
| Taylorsville | 5 | 145 |