Fair Market Rents: Saratoga County, NY (FY2026)
HUD's FY2026 Fair Market Rents for Saratoga County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | NY median* |
|---|---|---|
| Studio (0-BR) | $1,217/mo | $1,008 (+21%) |
| 1 Bedroom | $1,417/mo | $1,118 (+27%) |
| 2 Bedrooms | $1,702/mo | $1,373 (+24%) |
| 3 Bedrooms | $2,041/mo | $1,713 (+19%) |
| 4+ Bedrooms | $2,253/mo | $1,891 (+19%) |
*Median across all FMR-publishing counties in NY. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Saratoga County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Saratoga County
We track 31 assisted properties countywide:
| City | Properties | Assisted units |
|---|---|---|
| Ballston Spa | 6 | 443 |
| Halfmoon | 3 | 321 |
| Saratoga Springs | 9 | 862 |