Fair Market Rents: Panola County, TX (FY2026)
HUD's FY2026 Fair Market Rents for Panola County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | TX median* |
|---|---|---|
| Studio (0-BR) | $753/mo | $818 (-8%) |
| 1 Bedroom | $758/mo | $866 (-12%) |
| 2 Bedrooms | $995/mo | $1,067 (-7%) |
| 3 Bedrooms | $1,235/mo | $1,370 (-10%) |
| 4+ Bedrooms | $1,434/mo | $1,604 (-11%) |
*Median across all FMR-publishing counties in TX. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Panola County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Panola County
We track 2 assisted properties countywide: