Fair Market Rents: Otsego County, NY (FY2026)
HUD's FY2026 Fair Market Rents for Otsego County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | NY median* |
|---|---|---|
| Studio (0-BR) | $847/mo | $1,008 (-16%) |
| 1 Bedroom | $965/mo | $1,118 (-14%) |
| 2 Bedrooms | $1,228/mo | $1,373 (-11%) |
| 3 Bedrooms | $1,472/mo | $1,713 (-14%) |
| 4+ Bedrooms | $1,626/mo | $1,891 (-14%) |
*Median across all FMR-publishing counties in NY. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Otsego County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Otsego County
We track 9 assisted properties countywide:
| City | Properties | Assisted units |
|---|---|---|
| Oneonta | 5 | 294 |