What is the Fair Market Rent for a two-bedroom in Otsego County?

HUD sets the FY2026 FMR for a two-bedroom in Otsego County at about $1,100 per month including utilities. Voucher payment standards are usually set within ±10% of this figure.

How many subsidized properties are in Otsego County?

We track 12 federally assisted properties across Otsego County, spanning project-based Section 8, public housing, LIHTC and related programs.

Fair Market Rents: Otsego County, MI (FY2026)

HUD's FY2026 Fair Market Rents for Otsego County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.

Unit size	FY2026 FMR	MI median*
Studio (0-BR)	$852/mo	$756 (+13%)
1 Bedroom	$858/mo	$841 (+2%)
2 Bedrooms	$1,100/mo	$1,033 (+6%)
3 Bedrooms	$1,445/mo	$1,353 (+7%)
4+ Bedrooms	$1,560/mo	$1,571 (-1%)

*Median across all FMR-publishing counties in MI. Source: HUD FY2026 FMR schedule.

Using FMR as a voucher holder in Otsego County

Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.

Subsidized housing in Otsego County

We track 12 assisted properties countywide:

City	Properties	Assisted units
Gaylord	14	588