Fair Market Rents: Lorain County, OH (FY2026)
HUD's FY2026 Fair Market Rents for Lorain County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | OH median* |
|---|---|---|
| Studio (0-BR) | $933/mo | $769 (+21%) |
| 1 Bedroom | $1,058/mo | $820 (+29%) |
| 2 Bedrooms | $1,279/mo | $1,023 (+25%) |
| 3 Bedrooms | $1,646/mo | $1,324 (+24%) |
| 4+ Bedrooms | $1,760/mo | $1,472 (+20%) |
*Median across all FMR-publishing counties in OH. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Lorain County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Lorain County
We track 45 assisted properties countywide:
| City | Properties | Assisted units |
|---|---|---|
| Elyria | 13 | 1,321 |
| Lorain | 23 | 1,935 |
| Oberlin | 4 | 408 |