Fair Market Rents: Harding County, NM (FY2026)
HUD's FY2026 Fair Market Rents for Harding County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | NM median* |
|---|---|---|
| Studio (0-BR) | $773/mo | $752 (+3%) |
| 1 Bedroom | $853/mo | $885 (-4%) |
| 2 Bedrooms | $1,040/mo | $1,040 (0%) |
| 3 Bedrooms | $1,424/mo | $1,396 (+2%) |
| 4+ Bedrooms | $1,677/mo | $1,619 (+4%) |
*Median across all FMR-publishing counties in NM. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Harding County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.