Fair Market Rents: Garrett County, MD (FY2026)
HUD's FY2026 Fair Market Rents for Garrett County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | MD median* |
|---|---|---|
| Studio (0-BR) | $848/mo | $1,362 (-38%) |
| 1 Bedroom | $864/mo | $1,511 (-43%) |
| 2 Bedrooms | $973/mo | $1,857 (-48%) |
| 3 Bedrooms | $1,353/mo | $2,358 (-43%) |
| 4+ Bedrooms | $1,441/mo | $2,611 (-45%) |
*Median across all FMR-publishing counties in MD. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Garrett County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Garrett County
We track 16 assisted properties countywide:
| City | Properties | Assisted units |
|---|---|---|
| Grantsville | 3 | 90 |
| Mc Henry | 4 | 117 |
| Oakland | 11 | 340 |