Fair Market Rents: Emmet County, MI (FY2026)
HUD's FY2026 Fair Market Rents for Emmet County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | MI median* |
|---|---|---|
| Studio (0-BR) | $863/mo | $756 (+14%) |
| 1 Bedroom | $941/mo | $841 (+12%) |
| 2 Bedrooms | $1,235/mo | $1,033 (+20%) |
| 3 Bedrooms | $1,481/mo | $1,353 (+9%) |
| 4+ Bedrooms | $1,635/mo | $1,571 (+4%) |
*Median across all FMR-publishing counties in MI. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Emmet County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Emmet County
We track 13 assisted properties countywide:
| City | Properties | Assisted units |
|---|---|---|
| Harbor Springs | 3 | 72 |
| Petoskey | 11 | 770 |