Fair Market Rents: Cumberland County, TN (FY2026)
HUD's FY2026 Fair Market Rents for Cumberland County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | TN median* |
|---|---|---|
| Studio (0-BR) | $719/mo | $730 (-2%) |
| 1 Bedroom | $723/mo | $818 (-12%) |
| 2 Bedrooms | $942/mo | $975 (-3%) |
| 3 Bedrooms | $1,304/mo | $1,286 (+1%) |
| 4+ Bedrooms | $1,354/mo | $1,532 (-12%) |
*Median across all FMR-publishing counties in TN. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Cumberland County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Cumberland County
We track 16 assisted properties countywide:
| City | Properties | Assisted units |
|---|---|---|
| Crossville | 18 | 824 |