Fair Market Rents: Craven County, NC (FY2026)
HUD's FY2026 Fair Market Rents for Craven County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | NC median* |
|---|---|---|
| Studio (0-BR) | $897/mo | $858 (+5%) |
| 1 Bedroom | $902/mo | $887 (+2%) |
| 2 Bedrooms | $1,184/mo | $1,095 (+8%) |
| 3 Bedrooms | $1,591/mo | $1,372 (+16%) |
| 4+ Bedrooms | $1,988/mo | $1,660 (+20%) |
*Median across all FMR-publishing counties in NC. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Craven County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Craven County
We track 35 assisted properties countywide:
| City | Properties | Assisted units |
|---|---|---|
| Havelock | 8 | 470 |
| New Bern | 33 | 1,805 |
| Vanceboro | 3 | 106 |