Fair Market Rents: Cotton County, OK (FY2026)
HUD's FY2026 Fair Market Rents for Cotton County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | OK median* |
|---|---|---|
| Studio (0-BR) | $728/mo | $718 (+1%) |
| 1 Bedroom | $733/mo | $765 (-4%) |
| 2 Bedrooms | $962/mo | $944 (+2%) |
| 3 Bedrooms | $1,153/mo | $1,273 (-9%) |
| 4+ Bedrooms | $1,614/mo | $1,509 (+7%) |
*Median across all FMR-publishing counties in OK. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Cotton County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Cotton County
We track 3 assisted properties countywide: