Fair Market Rents: Cooke County, TX (FY2026)
HUD's FY2026 Fair Market Rents for Cooke County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | TX median* |
|---|---|---|
| Studio (0-BR) | $955/mo | $818 (+17%) |
| 1 Bedroom | $961/mo | $866 (+11%) |
| 2 Bedrooms | $1,261/mo | $1,067 (+18%) |
| 3 Bedrooms | $1,552/mo | $1,370 (+13%) |
| 4+ Bedrooms | $1,719/mo | $1,604 (+7%) |
*Median across all FMR-publishing counties in TX. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Cooke County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Cooke County
We track 6 assisted properties countywide:
| City | Properties | Assisted units |
|---|---|---|
| Gainesville | 7 | 463 |