Fair Market Rents: Carter County, OK (FY2026)
HUD's FY2026 Fair Market Rents for Carter County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | OK median* |
|---|---|---|
| Studio (0-BR) | $793/mo | $718 (+10%) |
| 1 Bedroom | $853/mo | $765 (+12%) |
| 2 Bedrooms | $1,114.5/mo | $944 (+18%) |
| 3 Bedrooms | $1,461.5/mo | $1,273 (+15%) |
| 4+ Bedrooms | $1,690.5/mo | $1,509 (+12%) |
*Median across all FMR-publishing counties in OK. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Carter County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Carter County
We track 32 assisted properties countywide:
| City | Properties | Assisted units |
|---|---|---|
| Ardmore | 14 | 742 |