Fair Market Rents: Calloway County, KY (FY2026)
HUD's FY2026 Fair Market Rents for Calloway County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | KY median* |
|---|---|---|
| Studio (0-BR) | $785/mo | $662 (+19%) |
| 1 Bedroom | $837/mo | $759 (+10%) |
| 2 Bedrooms | $1,098/mo | $904 (+21%) |
| 3 Bedrooms | $1,317/mo | $1,204 (+9%) |
| 4+ Bedrooms | $1,454/mo | $1,341 (+8%) |
*Median across all FMR-publishing counties in KY. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Calloway County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Calloway County
We track 4 assisted properties countywide:
| City | Properties | Assisted units |
|---|---|---|
| Murray | 5 | 316 |