Fair Market Rents: Bell County, KY (FY2026)
HUD's FY2026 Fair Market Rents for Bell County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | KY median* |
|---|---|---|
| Studio (0-BR) | $597/mo | $662 (-10%) |
| 1 Bedroom | $790/mo | $759 (+4%) |
| 2 Bedrooms | $866/mo | $904 (-4%) |
| 3 Bedrooms | $1,133/mo | $1,204 (-6%) |
| 4+ Bedrooms | $1,294/mo | $1,341 (-4%) |
*Median across all FMR-publishing counties in KY. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Bell County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Bell County
We track 13 assisted properties countywide:
| City | Properties | Assisted units |
|---|---|---|
| Middlesboro | 9 | 811 |
| Pineville | 4 | 566 |