Fair Market Rents: Bay County, MI (FY2026)
HUD's FY2026 Fair Market Rents for Bay County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | MI median* |
|---|---|---|
| Studio (0-BR) | $809/mo | $756 (+7%) |
| 1 Bedroom | $814/mo | $841 (-3%) |
| 2 Bedrooms | $1,030/mo | $1,033 (0%) |
| 3 Bedrooms | $1,399/mo | $1,353 (+3%) |
| 4+ Bedrooms | $1,518/mo | $1,571 (-3%) |
*Median across all FMR-publishing counties in MI. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Bay County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Bay County
We track 18 assisted properties countywide:
| City | Properties | Assisted units |
|---|---|---|
| Bay City | 15 | 1,828 |