Fair Market Rents: Ballard County, KY (FY2026)
HUD's FY2026 Fair Market Rents for Ballard County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | KY median* |
|---|---|---|
| Studio (0-BR) | $800/mo | $662 (+21%) |
| 1 Bedroom | $817/mo | $759 (+8%) |
| 2 Bedrooms | $1,072/mo | $904 (+19%) |
| 3 Bedrooms | $1,285/mo | $1,204 (+7%) |
| 4+ Bedrooms | $1,640/mo | $1,341 (+22%) |
*Median across all FMR-publishing counties in KY. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Ballard County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Ballard County
We track 2 assisted properties countywide: