Fair Market Rents: Adams County, IN (FY2026)
HUD's FY2026 Fair Market Rents for Adams County set the ceiling for what Housing Choice Vouchers pay locally. FMR equals the estimated 40th-percentile gross rent — shelter plus utilities — for modest, non-luxury units.
| Unit size | FY2026 FMR | IN median* |
|---|---|---|
| Studio (0-BR) | $695/mo | $768 (-10%) |
| 1 Bedroom | $872/mo | $824 (+6%) |
| 2 Bedrooms | $956/mo | $1,009 (-5%) |
| 3 Bedrooms | $1,227/mo | $1,330 (-8%) |
| 4+ Bedrooms | $1,266/mo | $1,535 (-18%) |
*Median across all FMR-publishing counties in IN. Source: HUD FY2026 FMR schedule.
Using FMR as a voucher holder in Adams County
- Your housing authority sets payment standards per bedroom, typically 90–110% of these figures. How payment standards work →
- You may rent above the standard by paying the difference, subject to a 40%-of-income cap at lease-up.
- In high-cost pockets, ask about exception standards or Small Area FMRs by ZIP code.
Subsidized housing in Adams County
We track 11 assisted properties countywide:
| City | Properties | Assisted units |
|---|---|---|
| Decatur | 8 | 456 |